• Written By
    Jennifer Schell

    Jennifer Schell

    Financial Writer

    Jennifer Schell is a professional writer focused on demystifying annuities and other financial topics including banking, financial advising and insurance. She is proud to be a member of the National Association for Fixed Annuities (NAFA) as well as the National Association of Insurance and Financial Advisors (NAIFA).

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  • Edited By
    Savannah Pittle
    Savannah Pittle, senior financial editor for Annuity.org

    Savannah Pittle

    Senior Financial Editor

    Savannah Pittle is an accomplished writer, editor and content marketer. She joined Annuity.org as a financial editor in 2021 and uses her passion for educating readers on complex topics to guide visitors toward the path of financial literacy.

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  • Financially Reviewed By
    Timothy Li, MBA
    Timothy Li, MBA Headshot

    Timothy Li, MBA

    Business Finance Manager

    Timothy Li, MBA, has dedicated his career to increasing profitability for his clients, including Fortune 500 companies. Timothy currently serves as a business finance manager where he researches ways to increase profitability within the supply chain, logistics and sales departments.

    Read More
  • Updated: August 11, 2023
  • 4 min read time
  • This page features 8 Cited Research Articles
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Our expert reviewers hold advanced degrees and certifications and have years of experience with personal finances, retirement planning and investments.

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Why You Can Trust Annuity.org
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Our Partnerships, Vision and Goals

We pride ourselves on partnering with professionals like those from Senior Market Sales (SMS) — a market leader with over 30 years of experience in the insurance industry — who offer personalized retirement solutions for consumers across the country. Our relationships with partners including SMS and Insuractive, the company’s consumer-facing branch, allow us to facilitate the sale of annuities and other retirement-oriented financial products to consumers who are looking to purchase safe and reliable solutions to fill gaps in their retirement income. We are compensated when we produce legitimate inquiries, and that compensation helps make Annuity.org an even stronger resource for our audience. We may also, at times, sell lead data to partners in our network in order to best connect consumers to the information they request. Readers are in no way obligated to use our partners’ services to access the free resources on Annuity.org.

Annuity.org carefully selects partners who share a common goal of educating consumers and helping them select the most appropriate product for their unique financial and lifestyle goals. Our network of advisors will never recommend products that are not right for the consumer, nor will Annuity.org. Additionally, Annuity.org operates independently of its partners and has complete editorial control over the information we publish.

Our vision is to provide users with the highest quality information possible about their financial options and empower them to make informed decisions based on their unique needs.

Global Atlantic is one of the largest fixed rate and fixed annuity providers in the country, serving over 2 million clients. Through its subsidiaries, Global Atlantic issues products for retirement, life and reinsurance to meet its customers’ needs for income, wealth accumulation and end-of-life financial expenses.

“At Global Atlantic, we are focused on delivering clear value to our customers with an enduring commitment to keep the promises we make,” according to the company website.

About Global Atlantic

Global Atlantic was founded in 2004 as Goldman Sachs Reinsurance Group. It incorporated as a privately held company in 2013 under the name Global Atlantic Financial Group Limited. The organization acquired multiple business lines, and in 2016, all services and products were officially branded as Global Atlantic.

KKR & Co. Inc., a leading global investment firm, acquired approximately 60 percent of Global Atlantic in 2021. As a result, Global Atlantic now operates as a consolidated subsidiary of KKR.

Global Atlantic’s website says the company’s success “is driven by a unique heritage that combines deep product and distribution knowledge with leading investment and risk management capabilities, alongside a strong financial foundation.”

According to Business Wire, the company has reinsured about $80 billion of assets from its inception in 2004 to 2022.

Current Global Atlantic annuity holders can reach out to the company with questions using one of the following toll-free numbers, depending on your contract:

For contracts starting with “5xx” “6xx” “7xx” or “8xx”:
For contracts starting with “200”:
For contracts starting with “408” “409” and “509”:

Variable and fixed annuities are investments that offer many benefits to an investor. Contact a qualified investment advisor to see which type works best for your investment goals.

Credit Ratings

Not all annuity providers like Global Atlantic operate in the same way. Credit ratings are important for consumers to review prior to buying an annuity, as this scoring is a representation of the annuity company’s financial security.

Among four major crediting agencies, two have given Global Atlantic a stable outlook, and two have scored the company’s outlook as positive.

Global Atlantic Credit Ratings

Rating Outlook
AM Best: A
Fitch: A
S&P Global Ratings: A-
Moody’s: A2 Positive

Annuity Products Offered by Global Atlantic

Global Atlantic issues a diverse range of annuity products. Two subsidiaries, Forethought Life Insurance Company and Commonwealth Annuity and Life Insurance Company, issue the annuities.

Fixed Annuities

Fixed annuities offer a locked-in interest rate for your earnings. Global Atlantic offers two fixed annuity product lines: ForeCare, with long-term care benefits, and SecureFore, with three time frames for growth to choose from.

Variable Annuities

Variable annuities have the highest growth potential — and also carry the greatest risk — of all the annuity types. You can choose from nearly 100 underlying investments with Global Atlantic’s ForeInvestors Choice product.

Fixed Index Annuities

The growth of these annuities can be credited in one of two ways: as a fixed interest rate with a specific interest percentage, or index-linked, with the earnings tied to the success of a market index such as the S&P 500.

Global Atlantic currently has three fixed index annuity product lines, including:

  1. ForeAccumulation II
  2. ForeIncome II
  3. Income 150+ SE

Income Annuities

Global Atlantic’s ForeCertain income annuities guarantee payments for a set period or for your lifetime. You can begin receiving income right away or in the future.

Annuity rates on a phone

Purchase an Annuity Today

Learn how an investment today can provide guaranteed income for life.

Client Resources

The Global Atlantic website includes helpful guides and frequently asked questions for annuity and life insurance owners. Global Atlantic also offers assistance for clients financially impacted by the coronavirus disease (COVID-19) pandemic and guidance about the CARES Act as it relates to specific financial products.

Global Atlantic aims to match the right strategy to achieve your goals. Its products can help you grow your retirement savings, secure guaranteed income for life, provide protection for yourself and your loved ones, or leave a legacy.


If you have an annuity with Global Atlantic Financial Group, you can log into your account at:

Global Atlantic Financial Group’s User Login Page

About Annuity.org

Annuity.org has provided reliable, accurate and trustworthy financial information to readers since 2013. We partner with professionals like those from Senior Market Sales (SMS), a market leader with over 30 years of experience in the insurance industry, to offer personalized retirement solutions for consumers across the country.

Any information offered about the company above is provided free of charge and individual product offerings are verified and accurate as of publication.

Our partners work with the provider companies mentioned on our site. However, Annuity.org is not a service provider. Actual products, terms and rates offered through the above company are subject to in-state availability and a variety of other factors. Visit the Our Partners page for additional information.

Please seek the advice of a qualified professional before making financial decisions.
Last Modified: August 11, 2023