American General Life Insurance

American General Life Insurance Company is one of many companies in the American International Group (AIG) family. This annuity provider has global operations and offers a variety of fixed, indexed and variable annuities to suit customers’ needs. They sell annuities under Corebridge Financial.

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    Jennifer Schell

    Jennifer Schell

    Financial Writer

    Jennifer Schell is a professional writer focused on demystifying annuities and other financial topics including banking, financial advising and insurance. She is proud to be a member of the National Association for Fixed Annuities (NAFA) as well as the National Association of Insurance and Financial Advisors (NAIFA).

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  • Edited By Michael Santiago
  • Financially Reviewed By
    Thomas J. Brock, CFA®, CPA
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    Thomas J. Brock, CFA®, CPA

    Investment, Corporate Finance and Accounting Expert

    Thomas Brock, CFA®, CPA, is a financial professional with over 20 years of experience in investments, corporate finance and accounting. He currently oversees the investment operation for a $4 billion super-regional insurance carrier.

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  • Updated: July 24, 2023
  • 4 min read time
  • This page features 10 Cited Research Articles
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We pride ourselves on partnering with professionals like those from Senior Market Sales (SMS) — a market leader with over 30 years of experience in the insurance industry — who offer personalized retirement solutions for consumers across the country. Our relationships with partners including SMS and Insuractive, the company’s consumer-facing branch, allow us to facilitate the sale of annuities and other retirement-oriented financial products to consumers who are looking to purchase safe and reliable solutions to fill gaps in their retirement income. We are compensated when we produce legitimate inquiries, and that compensation helps make an even stronger resource for our audience. We may also, at times, sell lead data to partners in our network in order to best connect consumers to the information they request. Readers are in no way obligated to use our partners’ services to access the free resources on carefully selects partners who share a common goal of educating consumers and helping them select the most appropriate product for their unique financial and lifestyle goals. Our network of advisors will never recommend products that are not right for the consumer, nor will Additionally, operates independently of its partners and has complete editorial control over the information we publish.

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Key Takeaways

  • American General Life Insurance is not a standalone annuity provider. It is a subsidiary of American International Group (AIG) and offers annuity products under the Corebridge Financial banner.
  • The company holds excellent credit ratings from leading credit agencies, like Moody’s and AM Best, which attests to its financial stability.
  • American General Life Insurance offers variable annuities, fixed annuities and indexed annuities. 
  • You can contact the company at 888-517-9797 on weekdays from 7 a.m. to 5 p.m. PST.

About American General Life Insurance

American General Life Insurance is the primary issuer for most of AIG’s annuity and life insurance products outside of New York. It doesn’t sell any financial products under its own name and branding. Instead, its products fall under Corebridge Financial

In 2022, American General managed more than $15.1 billion in premiums and deposits across its annuity products. It operates in more than 70 countries and is slated to expand into even more markets over the coming years.


You can contact American General Life Insurance by phone at 888-517-9797. The line is staffed Monday to Friday from 7 a.m. to 5 p.m. PST.

Credit Ratings

American General enjoys excellent financial standing. The subsidiary holds the some of strongest credit ratings of AIG’s operations and is very stable, according to leading credit reporting agencies Moody’s and Fitch. 

Credit Agency Rating
Standard & Poor’s A+
A.M. Best A
Moody’s A2
Fitch A+
Source: Corebridge Financial

Annuity Products Offered by American General

American General offers many annuities under Corebridge Financial. Its types of annuity products fall into three categories: variable annuities, fixed annuities and indexed annuities. 

Fixed Annuities

American General issues two types of fixed annuities: the Assured Edge Income Builder® Fixed Annuity and the American Pathway® Fixed Annuity. The Assured Edge Income Builder® Fixed Annuity offers a guaranteed lifetime income amount that grows each year based on your purchase amount and income growth rate. You can choose to receive your income on a monthly, quarterly, semiannually or yearly basis. 

The American Pathway® Fixed Annuity offers tax-deferred, guaranteed interest earnings while also protecting your principal balance. 

American General fixed annuities also allow access to your account value in case of an emergency and can provide a death benefit for your designated beneficiaries. 

American General Life Insurance’s line of fixed annuities under Corebridge Financial includes:

  • The Assured Edge Income Builder® Fixed Annuity
  • The American Pathway® Fixed Annuity

Indexed Annuities

American General indexed annuities offer growth potential and protection for your principal against dips in market value. With the Multiplier Flex option, you can double the interest earned before starting payments.  According to Corebridge Financial, you accumulate assets with an indexed annuity based partly on different indexes. 

American General Life Insurance’s line of indexed annuities under Corebridge Financial includes:

  • The Power Series Index Annuity with Lifetime Income Plus Multiplier Flex® 
  • The Power Series Index Annuity with Lifetime Income Max®

Variable Annuities

American General offers variable annuities like the Polaris Variable Annuity and the Advanced Outcomes Annuity through Corebridge Financial. The Polaris Variable Annuity allows you to lock in investment gains and guarantee your income will grow with each year that you defer. The Advanced Outcomes Annuity helps you grow your funds with structured investments that fit your risk profile. 

American General Life Insurance’s line of variable annuities under Corebridge Financial includes: 

  • The Polaris Variable Annuity with Polaris Income Plus Daily Flex
  • The Advanced Outcomes Annuity
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Client Resources

American General supplies customer service online and by phone at 888-517-9797. 

Corebridge Financial’s online portal gives clients access to their annuity information. You can also use it to pay premiums, view your payment history or request an unscheduled withdrawal.

If you have questions about their products or services, you may find the answer in the company’s extensive customer support documentation


If you have an annuity with American General Life Insurance, you can log into your account at: Corebrige Financial.

About has provided reliable, accurate and trustworthy financial information to readers since 2013. We partner with professionals like those from Senior Market Sales (SMS), a market leader with over 30 years of experience in the insurance industry, to offer personalized retirement solutions for consumers across the country.

Any information offered about the company above is provided free of charge and individual product offerings are verified and accurate as of publication.

Our partners work with the provider companies mentioned on our site. However, is not a service provider. Actual products, terms and rates offered through the above company are subject to in-state availability and a variety of other factors. Visit the Our Partners page for additional information.

Editor Malori Malone contributed to this article.

Please seek the advice of a qualified professional before making financial decisions.
Last Modified: July 24, 2023